Burst vs steady
Night owls and weekend warriors often prefer monthly credit pools (MiMo, StepFun). Daily grinders may like 5-hour rolling windows (MiniMax, GLM).
An independent guide to coding and token plans from labs and platforms worldwide — what they cost, how quotas work, and which tools they fit. We don’t sell subscriptions.
Catalog
Filter by style, scan starting prices, then open any card for tier details and links to the provider’s official site. We don’t sell subscriptions here.
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Snapshot
Starting price, quota style, and what each plan is best at — a quick reference so you can decide on your own terms.
| Plan | From | Quota style | Best for |
|---|
How to choose
Token plans are not the same product. Some sell monthly credits, some sell rolling 5-hour windows, some sell an IDE. Match the meter to your rhythm.
Night owls and weekend warriors often prefer monthly credit pools (MiMo, StepFun). Daily grinders may like 5-hour rolling windows (MiniMax, GLM).
Vendor packs lock you into a family. Aggregators like OpenCode Go and Qwen Coding Plan let you hop models without juggling five keys.
Claude remains the quality ceiling for many workflows. Open and China-native plans chase that bar at lower cost — great for volume, drafts, and side projects.
FAQ
A fixed monthly (or annual) subscription that gives you included usage for AI coding models inside tools like Claude Code, OpenCode, Cline, or Cursor — instead of pure pay-per-token API billing.
No. This is an independent informational guide. We don’t process payments or sell subscriptions. When you’re ready, use the official provider links to subscribe on their site.
No. Vendors change tiers, promos, and regional pricing often. This guide is a curated snapshot as of July 2026. Always confirm current pricing on the provider’s official page.
Many plans expose OpenAI- or Anthropic-compatible endpoints you can point Cursor at. Cursor’s own Pro/Ultra plans are a separate product: an IDE with bundled usage.
OpenCode Go ($5 first month), Xiaomi MiMo Lite ($6), and StepFun Flash Mini ($6.99) are common entry points. Match the model quality you need, not just the sticker price.